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LEGAL NOTICES 11-27-08

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Notice of Mortgage
Foreclosure Sale

Dated: November 14, 2008.

JPMorgan Chase Bank, N.A.
Mortgagee/Assignee
of Mortgagee
Usset, Weingarden and Liebo, P.L.L.P.
By: Paul A. Weingarden
Paul A. Weingarden
Attorneys for Mortgagee/Assignee
of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
75-3227
24745887

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Publish Nov. 27, Dec. 4, 11, 18, 25, 2008, Jan. 1, 2009.

Notice of Mortgage
Foreclosure Sale

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 19, 2002
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,750.00
MORTGAGOR(S): Jeffrey L. Christopherson and Karen D. Christopherson, Husband and Wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING: Recorded: November 22, 2002, Wright County Recorder, Document #: 818278
ASSIGNMENTS OF MORTGAGE: And thereafter assigned to: CitiMortgage, Inc., Dated: September 28, 2007, Recorded: October 2, 2007, Document #: 1067815
Transaction Agent : Mortgage Electronic Registration Systems, Inc
Transaction Agent Mortgage Identification Number : 100026900040463795
Lender or Broker : Bell America Mortgage LLC dba Bell Mortgage
Residential Mortgage Servicer : CitiMortgage, Inc.
Mortgage Originator : Not Applicable
LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 3, Groveland 2nd Addition
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
Property Address: 9914 Weston Drive Monticello, MN 55362
Tax Parcel ID No: 155-132-003220
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $140,350.51
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 15, 2009 10:00 A.M.
PLACE OF SALE: Sheriff's Main Office, Wright County Government Center, 10 NW 2nd St., Buffalo, MN
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 27, 2008

CitiMortgage, Inc.
Assignee of Mortgagee
Wilford & Geske
Attorneys for Assignee of Mortgagee
Lawrence A. Wilford
James A. Geske
7650 Currell Boulevard
Suite 300
Woodbury, Minnesota 55125
(651)209-3300
File ID: 042500-26920

Publish Nov. 27, Dec. 4, 11, 18, 25, 2008, Jan. 1, 2009.

Notice of Mortgage
Foreclosure Sale

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: September 15, 2005
MORTGAGORS: Jamie Lea Erickson and Chad Michael Erickson, wife and husband.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING: Recorded October 3, 2005, Wright County Recorder, Document No. A 979704.
ASSIGNMENTS OF MORTGAGE: NONE
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026902000813654
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC d/b/a Bell Mortgage
RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC
MORTGAGED PROPERTY ADDRESS: 10681 Northeast Kalland Drive, Albertville, MN 55301
TAX PARCEL I.D. #: 101040005010
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Parkside, Wright County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,200.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,654.51
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 20, 2009 at 10:00 AM
PLACE OF SALE: Sheriff's Office, Wright County Courthouse, Buffalo, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: November 17, 2008.

Mortgage Electronic
Registration Systems, Inc.
Mortgagee/Assignee
of Mortgagee
Usset, Weingarden and Liebo, P.L.L.P.
By: Paul A. Weingarden
Paul A. Weingarden
Attorneys for Mortgagee/Assignee
of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
98-347
0031591498

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Publish Nov. 27, Dec. 4, 11, 18, 25, 2008, Jan. 1, 2009.

STATE OF MINNESOTA
COUNTY OF WRIGHT
DISTRICT COURT
TENTH JUDICIAL
DISTRICT
Court File No. 86-CV-08-5524

CASE TYPE: Breach of Contract/Foreclosure/
Receivership
Judge: Stephen M. Halsey
Lakeland Construction Finance, LLC, a Minnesota limited liability company, Plaintiff,
vs.
PAC Homes, Inc., a Minnesota corporation; Peter B. Aho, an individual; Minnesota Department of Revenue; and Jane and John Doe, and all other persons unknown claiming any right, title, estate, interest, or lien in the real estate described herein, Defendants.
NOTICE OF SHERIFF’S SALE
UNDER JUDGMENT
AND DECREE - REAL PROPERTY
STATE OF MINNESOTA      )
            )ss
COUNTY OF WRIGHT         )
NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment against Defendants PAC Homes, Inc., and the Minnesota Department of Revenue, dated August 25, 2008, and entered in the above entitled action on August 29, 2008, by the District Court of Wright County, Minnesota, Tenth Judicial District, (“Judgment”) a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff Lakeland Construction Finance, LLC (“Lakeland”), as mortgagee and lender, in the above entitled action from PAC Homes, Inc., the undersigned Sheriff of Wright County will sell at public auction, to the highest bidder, for cash, on January 9, 2009, at 10:00 a.m., at the Wright County Sheriff's Office, 10 2nd Street, Northwest, Room 170, Buffalo, Minnesota 55313, the premises and real estate, lying and being in the County of Wright, State of Minnesota, described in said Judgment, to wit (“Property”):
The North 80.0 feet of the South 140.0 feet of the following described parcel:
Commencing 18 rods North and 2 rods East from the Southwest corner of the Southwest Quarter of the Southwest Quarter of Section 27, Township 119, Range 28; thence East 12 rods; thence North 14 rods; thence West 12 rods; thence South 14 rods to the point of beginning (the “Land”);
Together with (a) all of the buildings, structures and other improvements now standing or at any time hereafter constructed or placed upon the Land; (b) all heating, plumbing and lighting apparatus, elevators and motors, engines and machinery, electrical equipment, incinerator apparatus, air-conditioning apparatus, water and gas apparatus, pipes, water heaters, refrigerating plant and refrigerators, water softeners, carpets, carpeting, storm windows and doors, window screens, screen doors, storm sash, window shades or blinds, awnings, locks, fences, trees, shrubs, and all other furniture, fixtures, machinery, equipment, appliances and personal property of every kind and nature whatsoever now or hereafter owned by the Mortgagor and located on, attached or affixed to the Land and/or any improvements located thereon, including all extensions, additions, improvements, betterments, renewals and replacements of any of the foregoing; (c) all hereditaments, easements, rights, privileges and appurtenances now or hereafter belonging, attached or in any way pertaining to the Land or to any building, structure or improvement now or hereafter located thereon; (d) the immediate and continuing right to receive and collect all rents, income, issues and profits now due and which may hereafter become due under or by virtue of any lease or agreement (oral or written) for the leasing, subleasing, use or occupancy of all or part of the Land now, heretofore or hereafter made or agreed to by the Mortgagor; (e) all of the leases and agreements described in (d) above, together with all guarantees therefor and any renewals or extensions thereof; and (f) all insurance and other proceeds of, and all condemnation awards with respect to, the foregoing (all of the foregoing is hereinafter collectively referred to as the “Property”).
The Property does not have an address assigned to the lot. The tax parcel identification number of the Property is 105-500-273340.
The Property shall be sold to pay the debt then secured by that certain mortgage executed by PAC Homes, Inc., as mortgagor, in favor of Lakeland, as mortgagee and lender, dated March 24, 2005, which was recorded against the Property on April 15, 2005, in the Office of the Wright County Recorder, as Document No. A 955044 (“Mortgage”), the principal amount secured by the Mortgage being $110,000.00. The total amount due and owing on the Mortgage as of the date of this notice is $162,451.69, plus interest, costs, and attorneys' fees that have accrued since the entry of the Judgment, and will continue to accrue. The interest rate is 8.00%.
The time allowed by law for redemption by the Mortgagor, the Mortgagor's personal representatives, successors, or assigns is six months from the date of said sale. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. §§ 580.24 and 580.25, beginning after the expiration of the Mortgagor's redemption period.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated this 3rd day of November, 2008

GARY L. MILLER
     Sheriff of Wright County
By:Jim Koenig
Sheriff
FAFINSKI MARK &
JOHNSON, P.A.
Connie A. Lahn, #0269219
Lara O. Glaesman, #0316866
775 Prairie Center Drive, Suite 400
Eden Prairie, Minnesota 55344
Telephone:   952.995.9500
Facsimile:   952.995.9577

ATTORNEYS FOR PLAINTIFF LAKELAND CONSTRUCTION FINANCE, LLC

Publish Nov. 27, Dec. 4, 11, 18, 25, 2008, Jan. 1, 2009.

Notice of Mortgage
Foreclosure Sale

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: April 18, 2003
MORTGAGORS: Jason O. Raaen and Renee M. Raaen, husband and wife.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING:Recorded April 28, 2003, Wright County Recorder, Document No. 846403.
ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 27, 2006, Recorded: April 7, 2006, Document No. A1004914.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0015056164-4
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage
RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc.
MORTGAGED PROPERTY ADDRESS: 518 North 1st Street, Montrose, MN 55363
TAX PARCEL I.D. #: 112-023-001020
LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Park View, Wright County, Minnesota
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,400.67
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 20, 2009 at 10:00 AM
PLACE OF SALE: Sheriff's Office, Wright County Courthouse, Buffalo, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: November 17, 2008.

CitiMortgage, Inc.
Mortgagee/Assignee
of Mortgagee
Usset, Weingarden and Liebo, P.L.L.P.
By: Paul A. Weingarden
Paul A. Weingarden
Attorneys for Mortgagee/Assignee
of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
10-1152
8168093

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Publish Nov. 27, Dec. 4, 11, 18, 25, 2008, Jan. 1, 2009.

Notice of Mortgage
Foreclosure Sale

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 26, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00
MORTGAGOR(S): Carlos A. Avendano and Mirna E. Avendano, Husband and Wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING: Recorded: August 21, 2007, Wright County Recorder, Document #: A1063702
Transaction Agent: Mortgage Electronic Registration Systems, Inc
Transaction Agent Mortgage Identification Number: 100103210000300151
Lender or Broker: Prime Mortgage Corporation
Residential Mortgage Servicer: Countrywide Home Loans, Inc
Mortgage Originator: Not Applicable
LEGAL DESCRIPTION OF PROPERTY:
Lot 21, Block 11, Arbor Creek Second Addition, Wright County, Minnesota
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
Property Address: 7596 Landau Avenue NE Otsego, MN 55330
Tax Parcel ID N : 118-196-011210
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $254,577.68
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 15, 2009 10:00 A.M.
PLACE OF SALE: Sheriff's Main Office, Wright County Government Center, 10 NW 2nd St., Buffalo, MN
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 27, 2008

Mortgage Electronic
Registration Systems, Inc.
Mortgagee
Wilford & Geske
Attorneys for Mortgagee
Lawrence A. Wilford
James A. Geske
7650 Currell Boulevard
Suite 300
Woodbury, Minnesota 55125
(651)209-3300
File ID: 054975-36864

Publish Nov. 27, Dec. 4, 11, 18, 25, 2008, Jan. 1, 2009.

Notice of Mortgage
Foreclosure Sale

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 18, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00
MORTGAGOR(S): Trisca Lynn Chatman, Single Person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING: Recorded: October 24, 2007, Wright County Recorder, Document #: A1070139
Transaction Agent: Mortgage Electronic Registration Systems, Inc
Transaction Agent Mortgage Identification Number: 100106600072987488
Lender or Broker: Draper and Kramer Mortgage Corp.
Residential Mortgage Servicer: Countrywide Home Loans, Inc
Mortgage Originator: Not Applicable
LEGAL DESCRIPTION OF PROPERTY:
Lot 14, Block 1, Rodeo Hills 4th Addition, Wright County, Minnesota
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
Property Address : 2002 Buffalo Run Road Buffalo, MN 55313
Tax Parcel ID No : 103-228-001140
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $314,792.36
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 15, 2009 10:00 A.M.
PLACE OF SALE: Sheriff's Main Office, Wright County Government Center, 10 NW 2nd St., Buffalo, MN
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 27, 2008

File ID: 054975-36659

Publish Nov. 27, Dec. 4, 11, 18, 25, 2008, Jan. 1, 2009.

Notice of Mortgage
Foreclosure Sale

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE:        August 4, 2006
MORTGAGORS:             Joel Sayles and Tanja T. Sayles, husband and wife.
MORTGAGEE:                       Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING:         Recorded August 25, 2006, Wright County Recorder, Document No. A 1023057.
ASSIGNMENTS OF MORTGAGE: NONE
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030009915050
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation
RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC
MORTGAGED PROPERTY ADDRESS: 10820 Northeast 95th Street, Otsego, MN 55362
TAX PARCEL I.D. #: 118800141102
LEGAL DESCRIPTION OF PROPERTY:
Exhibit “A”
That part of the East 1/2 of the Northeast 1/4 of Section 14, Township 121 North, Range 24 West, Wright County, Minnesota, described as follows: Commencing at a point where the center line of C.S.A.H. 39 intersects the West line of said East 1/2 of the Northeast 1/4; thence North 0 degrees 40 minutes East along said west line to a point which is the Southwest corner of that certain tract of land as described in Book 206 of Deeds on page 596; thence South 67 degrees 51 minutes East along the southerly boundary of said property to a point 66.0 feet east of said West line for the point of beginning of herein described tract; thence South 0 degrees 40 minutes West parallel with said West line 100.0 feet; thence South 67 degrees 51 minutes East 150.00 feet; thence North 17 degrees 49 minutes 14 seconds East 247.73 feet; thence North 67 degrees 51 minutes West 150.0 feet; thence South 28 degrees 47 minutes West 155.0 feet to the point of beginning, according to the United States Government Survey thereof and situate in Wright County, Minnesota.
Abstract Property
COUNTY IN WHICH PROPERTY IS LOCATED:   Wright
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:        $265,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:     $281,145.25
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 27, 2009 at 10:00 AM
PLACE OF SALE:      Sheriff's Office, Wright County Courthouse, Buffalo, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: November 14, 2008.

Mortgage Electronic
Registration Systems, Inc.
Mortgagee/Assignee
of Mortgagee
Usset, Weingarden and Liebo, P.L.L.P.
By: Paul A. Weingarden
Paul A. Weingarden
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
98-683
0033149659

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Publish Nov. 27, Dec. 4, 11, 18, 25, 2008, Jan. 1, 2009.

Notice of Mortgage
Foreclosure Sale

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: August 9, 2006
MORTGAGOR: Melissa Marie Williams f/k/a Melissa Marie Williams Krull, a single person.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING: Registered August 21, 2006, Wright County Registrar of Titles, Document No. T 24886, Certificate of Title No. 5773.
ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee under NovaStar Mortgage Funding Trust, Series 2006-5, Dated: September 30, 2008, Recorded: October 20, 2008, Document No. T26637.
Said Mortgage being Registered Land.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100080190058452848
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NovaStar Mortgage, LLC
RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc.
MORTGAGED PROPERTY ADDRESS: 10010 Amery Avenue Northwest, Monticello, MN 55362
TAX PARCEL I.D. #: 216-000-124401
LEGAL DESCRIPTION OF PROPERTY: The West half of the Southeast Quarter of the Southeast Quarter of Section 12, Township 121, Range 26, Wright County, Minnesota. Except the South 200 feet thereof.
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $600,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $595,988.68
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 21, 2009 at 10:00 AM
PLACE OF SALE: Sheriff's Office, Wright County Courthouse, Buffalo, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: November 14, 2008.

Deutsche Bank National Trust Company, as trustee
Mortgagee/Assignee
of Mortgagee
Usset, Weingarden and
Liebo, P.L.L.P.
By: Paul A. Weingarden
Paul A. Weingarden
Attorneys for Mortgagee/Assignee
of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
84-425
2000384082

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Publish Nov. 27, Dec. 4, 11, 18, 25, 2008, Jan. 1, 2009.

Notice of Mortgage
Foreclosure Sale

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 6, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,100.00
MORTGAGOR(S): Shaun D. Anderson, Single Person and Shawna M. Jaycox, Single Person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING:
Recorded: August 11, 2004, Wright County Recorder, Document #: A922409
ASSIGNMENTS OF MORTGAGE: And thereafter assigned to: CitiMortgage, Inc., Dated: November 24, 2008
Transaction Agent: Mortgage Electronic Registration Systems, Inc
Transaction Agent Mortgage Identification Number : 100026900100690386
Lender or Broker: Bell America Mortgage LLC dba Bell Mortgage
Residential Mortgage Servicer: CitiMortgage, Inc.
Mortgage Originator: Not Applicable
LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 10, Arbor Creek
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
Property Address: 7785 Ne Large Avenue Otsego, MN 55301
Tax Parcel ID No: 118-181-010060
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,563.61
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 15, 2009 10:00 A.M.
PLACE OF SALE: Sheriff's Main Office, Wright County Government Center, 10 NW 2nd St., Buffalo, MN
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 27, 2008

CitiMortgage, Inc.
Assignee of Mortgagee
Wilford & Geske
Attorneys for Assignee
of Mortgagee
Lawrence A. Wilford
James A. Geske
7650 Currell Boulevard
Suite 300
Woodbury, Minnesota 55125
(651)209-3300

File ID: 042500-37241

Publish Nov. 27, Dec. 4, 11, 18, 25, 2008, Jan. 1, 2009.